OK, so it happens. A lot. Companies and people don’t always do the right things and sometimes, criminals win. They steal identity data and get the chance to commit massive fraud. We all know about it. We hear the stories and we hear people talking, but we don’t think it will happen to us, until it does.
What now? What should you do when such an event occurs in your life? Well, this great article from our friends over at Help Net Security summarizes best practices for identify theft victims and their support systems as described by the Consumer Federation of America (CFA). I thought the article was not only good content, but an excellent point of reference for folks who might be impacted by identity theft. You should check it out here. Here are some more tips:
- You should also be well aware of your legal rights and responsibilities and not be afraid to engage with your state Attorney General’s office if you suspect vendors are not playing by the rules. You can find a list of state Attorney General contacts here: http://www.consumerfraudreporting.org/stateattorneygenerallist.php
- Legal representation may also be of assistance if the fraud you face is large enough to warrant the cost of representation. Don’t be afraid to engage with an attorney if the fraud costs are large or the legal complexity you face is astounding. Contact your state bar association for information on finding reputable consumer law attorneys in your area.
- If you are considering something like one of these consumer data/life “locking” services or the like, please check out a DIY approach here.
We hope you never have to use this information, but if you do, these are a few quick tidbits to get you started while avoiding further scams, fraud and abuse. As always, thanks for reading and stay safe out there!